Buy Now, Pay Later with Affirm
Flexible payment options at checkout on Alto Med Supply.
What is Affirm?
Affirm is a financing option that lets you split your purchase into easy payments over time. Depending on eligibility and cart size, you may see interest-free Pay in 4 offers or monthly plans of 3, 6, 12, 18, 24, or 36 months.. There are no hidden fees and no late fees.
- Quick application with a soft credit check (won’t impact your credit).
- Clear terms: see your APR (which can be 0% for some promotions), number of payments, and exact due dates before you confirm.
- No prepayment penalties. Pay off your balance anytime.
- Manage payments in the Affirm app or at affirm.com.
How to Check Out with Affirm
- Add your items to cart and proceed to checkout.
- Select Affirm as your payment method.
- Enter the mobile number associated with your Affirm account (or create one).
- Complete the quick identity/eligibility step (soft credit check).
- Review your available payment options and terms (e.g., Pay in 4 or monthly plan).
- Choose your preferred plan and confirm your purchase.
- We’ll process and ship your order as usual. You’ll make payments to Affirm according to your selected schedule.
Tip: You can also learn more about Affirm or sign in to your Affirm account to view upcoming payments.
Important Details
- Eligibility & availability: Offers vary by customer and order amount. Some plans may require a small down payment.
- Fees: Affirm does not charge late fees or hidden fees. See details in their fee policy.
- Credit: Checking eligibility uses a soft inquiry that doesn’t affect your credit. Learn more here.
- Managing payments: Make or schedule payments in the Affirm app or at affirm.com.
Returns & Refunds with Affirm
Please start your return with Alto Med Supply per our Return & Refund Policy. Once we process your return, Affirm will adjust your loan balance accordingly (partial or full refund). If the refund exceeds your remaining balance, Affirm will issue the difference back to your original payment method. For more info, see Affirm’s guide to Refunds & Returns.
Frequently Asked Questions
Will using Affirm affect my credit?
Are there any late fees or hidden fees?
Who can use Affirm?
Affirm customers must:
- Be a resident of the U.S. (including U.S. territories)
- Be at least 18 years old (19 if you're a ward of the state in Nebraska)
- Have a Social Security number
- Own a phone number that receives SMS and is registered to the United States or U.S. territories
How do refunds work if I return my order?
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
